How We Work
HOW WE GET PAID
We operate on a fee-based compensation structure, primarily earning our income through advisory fees. However, it's worth noting that on certain occasions, we may also receive compensation through commissions, typically associated with specific financial products or transactions. Our commitment is to always act in your best interest, and we are transparent about our compensation methods. This ensures that our recommendations are driven by your financial needs and objectives rather than the potential for commissions. We believe in full disclosure and transparency in all aspects of our client relationships.
OUR INVESTMENT MINIMUM
For new clients, our standard investment minimum is $150,000 per household and $25,000 per account. These thresholds help ensure that we can deliver the personalized service and ongoing guidance our clients expect. We manage your account(s) through our Strategic Asset Management (SAM) program, where our advisors actively guide and maintain your investment portfolio to help keep you on track.
That said, we recognize that many individuals are just beginning their investment journey. For those under our standard minimums, we offer LPL's Optimum Market portfolios (OMP) with a $1,000 minimum investment and an ongoing $25 per year contribution requirement. Clients in the OMP program will receive a streamlined service model, including one comprehensive review meeting per year, while still benefiting from professional investment management and access to our educational resources.
Our goal is to provide a clear, accessible path to building wealth—no matter where you are starting from. Whether through our full-service advisory relationships or our OMP platform, we’re committed to helping you grow toward long-term financial success.
HOW WE COMMUNICATE WITH CLIENTS
Our communication strategy is designed to keep you well-informed and connected. Personal meetings are at the heart of our client engagement approach, where our financial advisors discuss customized investment strategies and address your specific concerns. The standard review cycle is twice a year, though we make adjustments depending on need. For example, a client presiding over a complicated estate may require several meetings in a specific timeframe. While a young client just starting on their financial journey, may be able to stay on track with one meeting.
Our blogs and emails serve as valuable tools to provide ongoing updates and learnings between meetings. We also offer a quarterly newsletter, featuring a comprehensive overview of market insights, analysis, and company news. This approach ensures that you have a holistic view of your investments and reinforces our commitment to transparency and your financial success.